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Easy Steps Will Help Sell Your House

It is a well known fact that many house sellers under estimate the importance of taking action to help sell their home. Many vendors believe that their home is fine as it is. They believe that potential buyers will ‘see through’ any minor defects and problems – after all it has not been a problem to them so why should it be a problem to someone else. If a buyer really likes the house it will not be a problem and they will buy the property anyway !! WRONG !! . This mistake is so common, yet continues to be made time and time again by uneducated property sellers.

Taking simple, cost effective steps to enhance your property really can make a difference. Remember, we all have our dream home in our mind, so why not help to make your home someone else’s dream.

So what can you do to help sell your home fast?

We have put together a list of the easiest and most cost effective methods of helping you sell your home. Whilst they may seem obvious enough you will be surprised how much of a difference they can make to the psychology of the sale – you want your house to be remembered for the right reasons – so lets start here.

Keep Your House Tidy
This is probably the most common mistake people make. Leaving your house in a mess will put off even the keenest buyers. The dirty washing up, kids toys, clothes and clutter really does detract from even the nicest property. Potential buyers will spend their viewing time judging you, not your house. Whilst buyers want to get a feel for your property they also want to imagine it being their future home. You may think that it will help them picture themselves in a real home environment, but in reality your mess and clutter will probably put them off the whole idea. Remember, keep it clean, keep it simple.

Make Some Repairs
This does not necessarily mean a full ‘refurb’. It is important to remember that buyers will often look at a property and see its ‘potential’. They will want to change colours and carpets to their tastes which is natural. But, often they will also like to see that a home has been well looked after. If they see those holes in the wall, those broken light switches, hanging wires, missing and broken tiles, they may well wonder what else needs doing. They will lose confidence in the property and may decide that there is too much work to be done.Cosmetic changes are deemed acceptable, but having to get someone in to repair numerous defects is not. By solving these minor problems now you remove one potentially big objection and buyers will hopefully see any other work as just superficial.

Enhance the Exterior
The first thing a potential buyer will see when they come to view your home is the exterior so it is vital you make this as pleasant as possible. Make repairs to the front of your home. This includes damages to render, porches, paths and front walls. Give walls, fascias and fences a fresh coat of paint where possible. Make your property stand out. Make it look clean and cared for. This includes the garden or yard should you have them. Clear the clutter, the kids toys, the rusting car or motor-bike. Cut the grass and tidy the beds if you have them. This really is vital. It could be the first and last chance you have with a potential buyer. First impressions really are very important and if you do not take action you may not even get buyers through the front door.

Reduce Your Price
Being realistic about the value of your property is essential to making a quick sale of any property. We all like to think that our house is worth a small fortune, after all it is our Castle. However, being unrealistic may well hold you back and leave your property sitting on the market for a very long time. Just because a house down the street sold for ‘X’ does not mean that yours will too. There are many factors which have to be taken into account when it comes to the true value of a property. The fundamental element of “it is worth what someone is prepared to pay for it” is very true and must not be forgotten – the question is are you prepared to wait until a buyer will pay what you want for it?. Unfortunately many vendors do miss out on opportunities to sell their home because of this. It is important to make comparisons and these will often vary quite considerably, but you need to look at the big picture and ask why it is you are selling, what is it you want to achieve from the sale of your home and how soon do you need to sell.

Ultimately the truth of the matter will always be that the more you reduce the asking price for your home the faster you will sell it. Just remember that by taking action and making educated decisions You Can Help Yourself Now.

We will help you sell your home fast and for cash. Remember you are just a phone call away from this dream being a reality.

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Home Owners Will Be Worse Off

The next two years could see the average lower to middle income family financially worse off than they are today to the tune of up to £1800.00.

A recent study by the institute for fiscal studies has concluded that the average two adult two children family will experience a significant short fall when comparing relative rises in incomes against inflationary rises in the costs of living.</span>

The impact of this how this will affect the average house hold remains to be seen, however with many across the uk still struggling to pay mortgages and their debt still rising this could well be the final straw. Hard up home owners and people who need to sell a home fast could find themselves needing to do so with ever increasing necessity.

Debt and repossession also remains a real threat for those with secured loans, and they may continue to feel the pinch over the coming years. If this study is correct there could be a significant risk of them losing their home.

Time will tell but there are solutions for people who are having problems selling a home fast. Companies that offer ethical professional services are available to help solve the problem they are having, quickly and easily, enabling the home owner to move on confidently and with peace of mind.

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Help to Buy Disaster Looms

In its rush to stimulate the economy and the housing market the Government has recently announced its Help to Buy scheme offering to lend home buyers 20% of the value of a property, making it possible to borrow up to 95% of its value in the form of a mortgage.

 

Starting in 2014 it does on the face of it sound great, home buyers will be able to buy houses fast with the comfort of knowing they only need a 5% deposit, thus stimulating the market and driving a sluggish housing market forward. Aimed at trying to make the dream of owning a home possible again this should be applauded of course, or should it?

 

Unfortunately it’s not the view of everyone, including the outgoing Governor of the Bank of England, Sir Mervyn King. Who has expressed his reservations.

 

He is quoted as saying “This scheme is a little too close for comfort to a general scheme to guarantee mortgages. We had a very healthy mortgage market with competing lenders attracting borrowers before the [financial] crisis, and we need to get back to that healthy mortgage market.

 

“We do not want what the United States have, which is a government guaranteed mortgage market, and they are desperately trying to find a way out of that position.”   This type of  “Government Interfering in the housing market” has been labelled a “disaster” by Treasury Select Committee member John Mann MP.

 

Whatever the outcome, there is £12 billion pounds being committed to the project, and only time will tell whether this election minded policy will have the affect intended. If not and house prices drop again it could merely leave swathes of people in negative equity, this time with unprecedented levels both personal and government debt.

 

The spectre of more people facing <a title=”avoid repossession” href=”http://b.isports7.com/what-you-need-to-know-about-repossessed-property/” target=”_blank”>Repossession </a>could beckon and irrespective of who may win the next election it could be both the home buyers and the Tax Payer having to pay for it for a very long time.

 

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Mortgage Time bomb

Recent figures released by the FCA have identified that there are over 1 million homes owners in the UK who will not be able to pay the shortfall when it comes to paying off the balance on their mortgage. The average shortfall is £71,000 they say.</span>

With up to 48% of home owners with this type of mortgage facing this problem it is not difficult to understand why many are worrying about the future of their home, finances and the risk of repossession.

For many the only solution when they are faced with the question, maybe I need to sell my house fast, will be to do exactly that.

This is especially so for the large group of over 50’s who according to SAGA may well struggle to re-finance, and with house prices continuing to be depressed across the united kingdom the situation is rather bleak for many.

Finding the right solution for a problem selling a house or home is vital when faced with such a difficult situation and at Able Life property solutions our team will help you do exactly that, whatever your financial situation.

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Help for Home Owners

Keeping our finger on the pulse and helping our clients to find the best solution to their problems when they need to sell a house fast is what drives us. We will always try to keep you informed with ways you can avoid repossession and problems with debt whatever your situation.

Some home owners receiving income benefits may be eligible for help with certain loans and mortgage repayments. Designed to be paid directly to the lender it will be linked directly to and part of the Benefit you receive.

Whilst yet to be fully tested this could be of real help for people who are thinking I need to sell my house fast.

To qualify you will need to be receiving income support, job seekers allowance, pension credit or employment and support allowance.

For more information visit <a title=”help for sell home fast” href=”http://www.gov.uk/support-for-mortgage-interest/further-information”>www.gov.uk/support-for-mortgage-interest/further-information</a>

Don’t forget we are independent and will do our best to help you. We may have the perfect answer for you to solve your problem paying a mortgage or loans against home. It doesn’t cost you anything to contact us so get in touch now.